EZ Cash Advancers

A discussion about self employed loans in the UK will be incomplete without discussing about self employed people and what special characteristics do they possess in order to command a specialised loan. Self employed people are the ones who have shunned employment and are working on their own operations. Sometimes known as entrepreneurs, and sometimes as businesspersons, self employed people may attain different names according to the type and size of business. Contractors and independent consultants too belong to the same category.

The profits from the operations contribute towards the remuneration of self employed people. Regular repayment schedules, where borrower amortises loan balance through fixed monthly repayments will not be suitable for the self employeds since profits are largely irregular. One of the very basic reasons behind self employed loans in the UK is to incorporate this irregularity of income into loan repayments.

Insufficient proof of income forms another distinct characteristic of self employed people. Had it been for a salaried borrower, he would have easily presented the salary slip or P60 form to prove his income. Self employed people are partly to be blamed for the lack of proof of income. Either there is no system to maintain periodical accounts or the accounts have been doctored with in order to evade taxes.

Self employed loans UK have tried to assimilate the distinctness posed by the self employed people. By making certain changes to loan terms, an attempt has been made to tap into the sizable group of self employed people.

Self Employed loans are regular loans where the terms are flexible enough to be changed according to the borrower’s specifications. Flexibility in terms will be best seen in the repayment schedule designed. Considering that profits derived from the operations are largely irregular, borrower will be given the go ahead to pay through adjustable monthly instalments. Overpayments, underpayments, and payment holidays form some of the features of the newly designed repayment schedule.

The feature of overpayment has been rightly included in self employed loans. Regular loans may not have this feature. Lenders do not encourage overpayment on regular loans, as it will require computation of repayments every time that payments in excess of the specified amount are made. Salaried people, who form the prime customer base for regular loans, too may not be able to overpay because of their fixed incomes. There is no constraint of fixed incomes with the self employed people. At times, when the available profits are large, self employed borrowers can utilise this to reimburse a large part of the loan balance. Overpayment is an investment for the lean periods, when the borrower may not have enough profits. Certain lenders will demand overpayment in order to allow borrowers to take benefit of underpayment or payment holidays.

Underpayment, as is clear, allows borrowers to repay less than the specified monthly repayment. Borrower will have to take the consent of the loan provider before receiving benefit under this feature. Similarly, one will be eligible for payment holidays only when the loan provider has consented to it. Payment holiday refers to the period when the borrower may be allowed to discontinue with repayments altogether.

The self employed people may often face problems in getting qualified for loans because of the lack of proof of income. Irregularity of income becomes a disqualification for applicants of regular loans, often treated as a bad credit remark. Self employed loans in the UK try to ignore these and conduct loan proceedings in a manner to benefit the self employed.

Is the manner in which loan providers’ deal with self employed people an attempt to be generous? It isn’t; borrowers will have to shell a handsome sum as interest and other fees. Self employed borrowers pose a greater degree of risk. Therefore, the APR charged on self employed loans is in excess of the regular loans. However, this must not be taken as an incontestable truth. The burden of confirming that the APR is competitive and an equivalent APR would have resulted through a majority of lenders will be on the borrower himself. Since it is the borrower who finally enjoys the advantages and disadvantages of the self employed loan, he better not serve any excuses for this. Though proper search involves time, it will ensure that the loan package received is exactly what one desired.

Loan borrowing is like once in a life time decision and much is at stake. It is indeed not a good thing that many people are misguided into taking loans that are not appropriate to their financial situation. This leads to many allied misgivings. As a financial consultant the only driving force of Ann Gibson is to provide proper knowledge. Because knowledge in respect to loan borrowing is power and exudes financial benefits.He works for uk debt consolidation site uk debt consolidations.To find a uk debt consolidation loan,debt management that best suits your need please visit www.ukdebtconsolidations.co.uk“>www.ukdebtconsolidations.co.uk

Filed under: Uncategorized
Comments Off

The 2008 North American Solar Challenge, completed this week, saw some of the most exciting examples of the practical applications of solar technology.

This year’s race was won by entrants from the University of Michigan, who clocked a time of 51:41:53.

In second place – ten hours behind the winners – were Principia College, a Christian Science College in Illinois. Their total race time was 61:38:45.

Coming in at 63:47:55, and finishing third, were the FH Bochum Solar Car Team, from Germany. They were a representative the Hochschule Bochum University of Applied Sciences.

Victory for the University of Michigan meant that they became 5 times National Champions.

The first North American Solar Challenge was held in 1990 and lasted 1800 miles. The race began in Orlando, Florida and ended in Warren, Michigan.

It was indeed the University of Michigan who won the first title – and the first of their five – in their home state.

The team won subsequent titles in 1993, 2001, and 2005.

Other winners include the Massachusetts Institute of Technology – who took the title in 1995 – and the California State University, who won the race in 1997.

In 1999, the title was given to the University of Missouri-Rolla.

Since its inaugural year in 1993, the North American Solar Challenge has shown the world that solar power can be at the forefront of practicality and design.

Not only do the races feature fast finish times, but the cars themselves – with much time given to good looks as to performance ability – only strengthen the tie between aesthetics and sustainable energy.

Combined with advances in the commercial industry – hydrogen powered cars such as the BMW Hydrogen 7 or the Chrysler ecoVoyager – experts are showing that solar power has a part to play in mainstream culture; it is not necessarily for a minority of people.

With the number of electric cars also on the rise – and countries like the UK pledging to make their output electric or hybrid only in the next 15 years – the world of auto mobiles is displaying an enthusiasm for sustainable energy across the board.

Whether it is specialist – the futuristic, streamlined and alternative design of the cars in the North American Solar Challenge – or commercial, in the shape of General Motors’ EV1 Electric Car, or the Mitsubishi MiEV – due for release in 2010 – it is becoming clearer and clearer that sustainable energy is the way forward for transport.

Indeed, this week’s British International Motor Show will have on display the world’s most exciting new developments in the field of sustainable energy transport, granting its place alongside the more traditional petrol-fuelled models.

When the next North American Solar Challenge gets under way in 2010, let’s hope the number of such cars – but also the perception of their looks and ability – has grown and improved, so that solar, hybrid, or hydrogen powered cars are not seen as a secondary option.

And for the sake of diversity, let’s hope the Michigan University don’t win a 6th National Title in 10.

Chris Woolfrey is the solar panels expert at EcoSwitch The environmental social network.

Filed under: Uncategorized
Comments Off

Camping is a great way to escape the rat race and be one with nature. Alas, your camping experiences can fade with time. The best way to prevent this is to keep a camping journal for your adventures.

Camping Journals

Take a minute to give some consideration to your most recent camping experience. What sticks out in your mind? Now think about the first time you ever went camping. Undoubtedly, you remember few things about the geography, people you went with, particular camping routes and spectacular views. The experiences you’ve forgotten are lost to time. If you keep a camping journal, this won’t be the case.

There are famous instances of people keeping journals throughout time. Of course, Anne Frank’s Diary is the best example. In her diary, Anne kept a running commentary of the two years her family spent hiding from the Nazis. While your camping experiences better be more lighthearted, keeping a journal will let you remember them as the years pass.

A good camping journal combines a number of characteristics. First, it should be compact so you don’t have to take up unnecessary space for other things. Second, it should have a case to protect it from rain, spills and so on. Third, the journal should contain blank areas to write your notes. Fourth, the journal should contain cue spaces to remind you to keep notes on specific things. Cues should include:

1. Who you went camping with,

2. Where you camped and if you enjoyed it,

3. Who you met and contact information for them,

4. The geographic and weather conditions, and

5. Any unique things that occurred while camping.

At the end of the camping trip, you should be able to get the following from your journal:

1. Contact information for other campers and people you met,

2. Enough detail to provide you or a friend with a guide if you camp in the location a second time.

3. Memories to reflect upon years later, and

4. Something to pass on to your friends, children and grandchildren.

To get the most out of your camping journal, you should write in it during while you’re camping. Every trip is special, even if you just go out for a weekend.

Camping is a great way to commune with nature. Make sure to preserve the experience.

Rick Chapo is with http://www.nomadjournals.com – makers of writing journals for outdoor activities and traveling. Visit http://www.nomadjournaltrips.com to read articles and stories on travel and outdoor activities.

Filed under: Uncategorized
Comments Off

London City today is easily one of the best cities to stay in the modern world. What visitors demand in a hotel is surely going to be very different from what a common London resident would probably search for. Presently there are numerous different sorts of hotels about. Thus you would be advised to consider closely in regards to what you are looking for in your hotel. This is a very individual opinion & with the variety of options accessible to you right now it can easily be a hard judgement to make. Visit the Time Out site for all the latest info on London’s Hotels.

Modern, traditional, funky, are you hoping to be pandered to, have afternoon tea somewhere amazing or just have one or two nights to take it easy in extravagant accommodation.

Several of the more traditional hotels are the oldest & grandest in London & has to be said that they are normally occupied with a certain category of clientele, you are not truly going to go here if you’re with your children or family. The Ritz, Savoy and Claridges are only just a few of the hotels that have been around as long as the Victorian era. They have all been redecorated since yet still contain loads of their unique merits & features. There are few hotels in the world at the moment that supply this specific sort of lavishness, thousands of people travel from all over the world to visit these hotels and the workers ensure that there experience is utterly worth their while.

With London these days being a very fashionable place to take a weekend break it makes obvious sense that they have stylish hotels to match. Boutique hotels are becoming ever more popular & give a different type of hotel accommodation than you would obtain from your more conventional hotels would offer. If you’re searching for some of the best then visit places such as Knightsbridge, Notting Hill and Soho & you are probably to find exactly what you’re hoping for. Both the Soho Hotel and St Martin Lane Hotel are several of the best hotels in the City.

Filed under: Uncategorized
Comments Off

Wanna know the best advice ever you can get about money?

Here it is…

Let’s say that you are getting regular monthly salary from work and you are happy with it. Now, at the end of the month (and most of the time, two days after you get your paychecks), you wonder where all your money is gone.

You begin reasoning.

30% of it goes to house mortgage.
20% of it goes to car payment.
10% of it goes to credit card payment.
5% of it goes to utility bills.
etc, etc, etc…

“That should be fine. I’ve got all taken care of. Next month, I’ll get another paycheck and the same cycle goes on and on… enough for me to survive the whole life.”

Well, you gotta be careful now.

What happens if your car broke down?
What happens if your kitchen needed renovation after a heavy storm last night?
What happens if you suddenly forgot that you’ve overspent your credit card?
What happens if you fell sick?

Things could be worse, and now is the time that the cliche “Fix your roof on a sunny day” is very much true to you.

You don’t want this to happen to you, right?

There could be thousands of things that could go wrong in our lives but unless we realize that we need to prepare for the worse, we’ll never get ahead of ourselves.

Sometimes, fixed salary could be a good thing for you because you can plan with what you want to do with your money on a predicatble basis. Though I strongly believe that you still need a secondary income – preferably a recurring secondary income – to improve your financial situation at any level.

And, the best plan to improving your financial situation is…

PAY YOURSELF FIRST.

That’s right!

Regardless if you have $300,000 of house mortgage or a $100,000 savings in the bank, make it a habit to pay yourself right after you get your monthly paychecks. This habit will definitely help.

Let’s see…

You’ve been paying everybody you owe every month. You pay the bills, the banks, the mechanics, the who knows who and you actually get nothing, except settling the scores.

There’s just another person that you forget to pay – that is YOU.

Imagine yourself as a bill collector on yourself. No matter what, you have to pay yourself at the beginning of every month (I suggest 10% of your salary. The more is better) – or else you cease to function as yourself.

Never fail to pay your SELF and only after you pay yourself, then you pay the others.

Hard?

Yes, at first, but once you put the action of “Paying Yourself First” into habit, you’ll actually enjoy doing it, knowing that you do good deeds to yourself.

Try it once. Then do it the second month. And then, another… and another.

PAY YOURSELF FIRST because you deserve much more than the other bill collectors.

Zamri Nanyan models a low-cost, high-profit concept to build successful internet businesses, as mentioned at www.LowCost-HighProfit.com. He now owns and operates several money-making websites from the comfort of his own house. Read more about Zamri Nanyan at www.ZamriNanyan.com

Filed under: Uncategorized
Comments Off

When putting in a truck wash you need to consider many things such as truck traffic counts, competition, labor availability, water supply and costs to put up a building, buy equipment and reclaim systems to treat the water. In Northwest TX there is significant truck traffic traveling all the back roads on major highways and on the main interstates.

Recently, I was asked by a gentleman; “I live in a small west Texas town of Tulia, TX. We are located on I27 half way between Amarillo and Lubbock” and he wished to know if this made sense for a truck wash. He noted that a local truck stop pumped some 30,000 gallons per day. Not a lot compared to interstate main routes in TX like I-20, I-10 or I-40 but still a decent amount of fuel. Below are some additional thoughts on this subject;

After reviewing the information you have discussed and in that particular market I would recommend a low-cost building with specific hours of operation; minimal cost building, skid pressure washer units (2) and simplified reclaim filtration. And I have concerns with labor supply there. Also if I were you I would consider a Mobile Wash Unit to clean truck fleets in both Lubbock and Amarillo, as well on off hours, due to the out of the way location.

Keep your truck wash unit to a minimum in cost and I also need a clarification on water supply there and drought issues too. Can you tell me if there is labor available other than illegal aliens and what the drought situation is too? You see there are many factors to consider when operating a truck wash and they must all be taken into consideration you see? Think on this in 2006.

“Lance Winslow” – Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/wttbbs/

Filed under: Uncategorized
Comments Off

What is arbitrage? Arbitrage is the simultaneous buying and selling of identical financial instruments taking advantage of price discrepancies between different brokers, exchanges, clearing firms, etc. and thus locking in a profit. On paper, arbitrage is a risk-less trading strategy. In the real world however, risks abound.

So why trade arbitrage? Well, if the risks can be managed, arbitrage can be extremely profitable if you can find the opportunities and take advantage of the opportunities before they disappear. After all, the arbitrage opportunity is present because one side is slow to react to market news, momentum, etc. When it corrects the opportunity is gone.

Why arbitrage forex options? Well, because the opportunity exists if you look far it. The forex market is a cash inter-bank / inter-dealer market. In simplest terms, this means the foreign currencies traded in the forex market are traded directly between banks, foreign currency dealers and forex investors wishing either to diversify, speculate or to hedge foreign currency risk. The forex market is not a “market” in the traditional sense due to the fact that there is no centralized location for forex trading activity and, therefore, trades placed in the forex market are considered over-the-counter (OTC). Forex trading between parties occurs through computer terminals, exchanges and over telephones at thousands of locations worldwide.

Therefore the forex market is not as efficient as the NYSE for example. Price discrepancies exist between trading platforms, clearing firms, banks, etc if only for a small period of time. Options pricing is also affected for the same reasons but since there are other components involved in pricing an option than just the price of underlying currency, they tend to exist for longer periods of time.

One of the most common causes of option pricing differences is the calculation of volatility. Volatility is generally the standard deviation measured over a period of time. Sounds simple enough right? Well, if compare the volatility measure across different forex option providers, you’ll likely find differences as large as 2%. When you find this you have also probably found an arbitrage opportunity.

Now that you’ve found an arbitrage opportunity, how do you trade it? Well, that’s a bit trickier and this article cannot possibly cover all the risks associated with pulling off the trade but I will list some issues you should consider.

First of all, are the options really the same? Are the contract sizes, expiration dates and times the same? American or European style?

You also need to consider execution risk. Will there be slippage. Will there be a time
delay in getting filled. Is the market moving too fast?

Exit strategy, how are you going to exit the trade and still capture the profit? What happens if the options expire in-the money? Out-of-the-money? What if you get assigned a position on one option but not the other?

These are just a few of the issues one must consider when trying to profit from option arbitrage. The key to option arbitrage is not unlike any other trade — planning and risk management. Plan the trade, manage the risks, and execute the plan and you will be successful.

John Nobile,
Senior Account Executive,
CFOS/FX,
http://www.cfosfx.com

Filed under: Uncategorized
Comments Off

Different lenders charge different fees. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed.<P> And of course, each loan and each borrower are different. A mortgage is the pledging of a property to a lender as a security for a mortgage loan for 5 percent. Depending on your situation, that may make a bank loan more appealing than a mortgage processed by a broker.<P> Start with credibility. It’s not easy to know if the prices quoted by lenders are reliable. Although most mortgage experts say that rates 10 percent are pretty much the same wherever you go, give or take this tiny 7 percentage. Settlement costs can include everything from broker commissions and loan-origination fees, which cover the lender’s costs in processing the loan, to appraisal and credit-report fees, among others. But others will claim low rates to bring in customers or tell you that the rates 4 percent offered by competitors will change.<P> <P>Translated it says: Woon je in Boekel of Westland en heeft u BKR registratie’ Lenen met BKR is nog nooit zo eenvoudig geweest. Koop een andere auto met <a href=”http://www.geld-en-lenen.com/wie-wil-mij-geld-lenen.html” title=”wie wil mij geld lenen”>wie wil mij geld lenen</a>, 337535 euro is geen obstakel om te financieren. Van Zuidhorn tot Ridderkerk, financieren met BKR is hier geen enkel probleem.<P> Credibility, dependability, and longevity in the home lending business are good places to begin. Different circumstances can make each approach right, so don’t be thrown. Both banks and brokers have their strengths and weaknesses. So how do you find a lender or broker you can trust’ In most jurisdictions mortgages are strongly associated with loans 6 percent secured on real estate rather than other property and in some cases only land may be mortgaged. Many of these fees are fixed but some can be negotiated.<P> See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property. Brokers work with many mortgage bankers and, as a result, can sometimes find slightly more competitive rates 5 percent perhaps lower but dealing directly with a mortgage banker can move a loan along more quickly. In other words, the mortgage is a security for the loan that the lender makes to the borrower. While a mortgage in itself is not a debt, it is evidence of a debt of 3 percent. See which lenders are charging fees 5 percent and for how much. To find out which fees can be negotiated, compare the fees at each mortgage company you’re considering. Some will quote you precise, competitive rates 3 percent. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.

Filed under: Credit Management, Finance Online
Comments Off

I love goals. I set them every year, and revisit them and set new ones throughout the year.

I also hate goals. I follow the advice of goal setting experts and set big goals, and put them in writing, and visualize them, but it seems that many of the goals never seem to hit.

This often leads to the slightly depressed feeling of realizing that I didn’t hit my goal, coupled with the acceptance that my life is not where I wanted it to be.

The real problem occurs though, in the fact that my mood, energy, and sense of self-esteem end up tied into whether I achieved those goals. You’ve probably been there: You just did a great sales presentation and you’re waiting to here back from the client. If the client comes back with a “yes,” you feel happy and great. If you get a “no,” you feel down and sad. Or perhaps you’re trying to lose weight, and you eat well and exercise, but when you step on the scale the number hasn’t changed – that’s a quick route to depression. Once in while the reverse happens: you eat poorly, skip a couple of workouts, but the scale still shows a drop. Here you may feel good even though you know you messed the week up.

Having goals is great, but judging our success and feelings on the achievement of those goals is a dangerous game, because we place our sense of self-esteem on external factors.

The next time you set goals (New Years or otherwise) make sure to set two types of goals: result goals and activity goals.

Result Goals – These are the things we want to get or achieve. “I want to make $100,000 this year.” “I want to lose 25 pounds.” “I will own a new home.” And so on.

Activity Goals – These are the daily tasks we set for ourselves to achieve our result goals. “I will make 10 sales calls a day.” “I will exercise 3 days a week for 45 minutes a day.” “I will set aside X dollars per month to build up my down payment.”

Both of these types of goals are important. But there is a critical difference. You have almost absolute control over your activity goals. Your result goals almost always rely on things outside of your control. In the sales example, you might not be able to control how many sales you close (buyers are fickle, after all), but you can control how many calls you make per day.

The key then to achieving your goals and being happier doing it is quite simple:

“You must measure your success by your Activity Goals, not by your Result Goals”

You should set result goals. They should be written, and vivid, and specific, etc. You should take time to visualize them everyday. But, when deciding whether you are a success, you should simply look at whether you hit your activity goals.

The two are related. You set your result goals first, then you determine the consistent actions you must take to achieve those goals. These consistent actions become your activity goals. When you plot out your day, or week, or month, determine what activities you will do and when you will do them. Then, at the end of the day, week, or month, let your sense of success and self-esteem be guided by one questions: “Did I do what I said I would in my activity goals?” If the answer is yes, regardless of what you achieved, then you should sleep easy. If you said no, then you need to revisit and adjust.

I can hear the dissent now, “but if I ignore my result goals, how can I be sure I get what I want?” Make no mistake; I never said to avoid result goals. If time goes by and you are not getting the result you want, than you need to adjust your activities to increase the likliehood of getting what you want. The difference is, you judge your success on what you do, not on what you get. Results are your feedback – if you get what you want, keep doing what you are doing. If not, try something different.

Measuring success based on your activities has three powerful benefits:

Internal vs. External Self-Esteem – This whole idea began when I realized how ludicrous it was for a person to let their self-esteem and mood be based on events they have no control over. Why be depressed because some client doesn’t have the budget for your service or product? Why get down because the guy or girl you were interested in didn’t call you? Why sulk just because your body didn’t drop two pounds this week? There are so many variables outside of your control taht all you can do is do your best.

When you base your success on what you do, you can always feel good. Whether or not you close a sale, you can sleep well knowing you put in your 100 calls for the week. Even if the scale didn’t drop, you are happy knowing that you are doing the right thing in eating right and exercising. Don’t worry if one guy or girl doesn’t call you – be content in knowing that you are out there and doing what you need to to find the right person.

Of course, this only works if you actually do the activities you’re supposed to. If you don’t, then you might feel down – but at least you know that you deserve to feel down and you’ll know what you need to do to fix it!

Foward Moving Action – By judging yourself on your activities, you will force yourself to take action. Sometimes, when you focus just on the result, you procrastinate or feel overwhelmed. If you focus on the individual activity you committed to doing (and judge your success just on whether you do it) you will be much more likely to take that action. This will have the effect of constantly moving you towards your goals.

Ironically, the more you focus on your activity goals instead of your results goals, the more likely you will be to actually attain the result you want.

Law of Detachment – There is a principle in spirituality, improvisation, martial arts, sports, and many other areas called the Law of Detachment. It goes by different names in different arenas. It is the Law of Detachment in spirittuality. In improv it is “let go of control and go with the flow.” In martial arts, it’s the “resolute acceptance of death;” in sports, it’s “playing loose.”

Whatever the arena, the principle states that the more attached we are to an outcome, the more unlikely we are to actually get it. This is because the attachment creates resistance. We send out the wrong kind of energy (spirituality), resist the positive things going on around us (improv), get overwhelmed and paralyzed by fear (martial arts), and just plain tighten up (sports). By letting go of attachment to what you want, you free up resources and energy that makes it much more likely for you to get it.

Focusing on your result goals creates attachment. Focusing on your activity goals detaches you from your outcome; you go about the business of doing your activities, confidently knowing that they will result in something good. This is a terrific way to not only happily achieve your goals, but also to just reduce stress in general.

Try this method the next time you do your goal setting. Make your result goals – make them big, make them great, and write them down. Then determine the activities you consistently need to do (and are willing to do) to achieve those goals. Then, even if just for 30 days, commit to ending each day judging yourself as a success or not based simply on whether you followed through or not. Do this, and your self-esteem will soar, you will be happier, and yes, you will be on your way to achieving your goals.

Avish Parashar is the world’s funniest (and potentially only)
“Improvising Motivational Keynote Speaker” To learn more about
how to bring the hilariously powerful lessons of improv comedy to your organization, visit http://www.avishparashar.com.

To learn how to use Improv Comedy to be an amazingly powerful speaker, visit http://www.improvforspeakers.com.

Filed under: Uncategorized
Comments Off

NO! When I say “5 P’s”, I’m not talking about the big 5 P’s of marketing everyone’s familiar with.

Here I’m NOT referring to Product, Price, Place, Promotion and Package!

But I’m talking about the FRESHEST 5 P’s I believe will be extra useful for your websites and newsletters.

Are you ready to discover the hottest 5 P’s?

1. P.S.

This writing technique alone will shoot your sales to the roof!

Count how many times this week you skip reading the whole sales copies and go right for a P.S.

We don’t like reading a long letter. Most of the time, we skip. So, it’s a clever idea to give your prospects a big bang with a P.S. They never skip reading a P.S.

Perhaps they’re too bored or too tired to read “another” sales letter. Perhaps they like to cheat and want to see the final punch, if it’s right for them or not.

So, make sure you wrap up all of your ICE-MELTING “selling points” in here! Shrink your message. Make it precise. Make your prospects feel they can’t live “comfortably” without your product or service. After all, it’s your last shot to make a sale!

2. PASS

People love a free pass, even if it’s only temporary!

Don’t worry if you don’t know how to let people type in the password to access your restricted area. It’s not the end of the world. Here’s where you can get the script for FREE at…

http://www.dynamicdrive.com

Here’s a cutting-edge trick: Give them a free password to access your newsletter/ article archives, for example, in exchange for their email addresses. Do not give them the password right at your website. Instead, send them the password by email.

Now, this is important…Set up an autoresponder to do this task. Make sure they get their passwords instantly. They can’t wait another minute longer to access the free section. It’s a MUST that you have an autoresponder, especially if you publish a newsletter. Get it at…

http://www.mailloop.com/t.cgi/769736/

Now this is important! Do not make this offer sound like a junk! You can say that you’re giving away “free membership”. Say it is a “privileged” or a “VIP” pass. Or simply say that they’re “the chosen one”. This way, your prospects will be eager to get the free access you’re offering. It’s human nature. We all want to be a Very Important Person!

3. PROMISE

You’ve got to promise your prospects something important…like money-back guarantee.

But don’t just say “one-year, money-back guarantee”!

Do say…”And if 365 days from now, you decide you want your money back, I’ll ask you absolutely no questions. And even if it’s just because you’re $27 short and can’t buy some beers, I still won’t ask you why. You’ll get your money back as soon as you say so. I can guarantee you that!”

4. PICK OF THE DAY

When you go to a restaurant, the first thing you always notice is the “Menu of the Day”! Even if you don’t order it, you’re still curious to see what’s new for today, right?

The same thing works with your website. Once your prospects leave your site — without signing up for your free newsletter, your business depends on pure LUCK.

Too bad people don’t buy the first time they see you. And if you still want to win them back, you might have to spend some more bucks on advertising.

Now, it doesn’t have to be this way…The only one reason that’ll keep people coming back to your site is something NEW every day!

Showcase the “Pick of the Day”. And they’ll come back to your site from time to time to see what’s new.

See? You don’t even have to pay for the traffic. It can be “Tip of the Day”, “Site of the Week”, “Star of the Month”, ….anything you can think of!

5. PIECE OF ADVICE

How many times have you read newsletters chock full of the word “buy now”?

This is the mistake that can drive your subscribers away faster than jet speed! Your prospects want to read something useful. They simply don’t want another junk mail. If you don’t stop selling to them –just for a second– you’ll risk losing them forever. They’ll disappear “out of your sight”.

So, in your newsletter, try to give them little tips that teach them how to make their lives easier.

Suppose you’re selling a beauty product, instead of hard selling, try giving them a short makeup tip of how to make their lips look fuller.

If you’re an affiliate for a used car website and running your own ezine, instead of selling cars all the time, try giving them a reliable tip that teaches them how not to get ripped off buying a used car.

P.S. Give it a try. I’m sure these freshest 5 P’s can easily add the punch to your websites or newsletters next time you decide to try something new.

About The Author

The author, Jaruda Boonsuwan, is offering one-of-its-kind, deadly-effective copywriting e-course — at NO charge.

Beat your competitors now at http://www.groundbreakcopywriting.com

Filed under: Uncategorized
Comments Off